A member-owned savings and credit co-operative. Save with people you trust, and borrow on terms set by the members themselves — with your eligibility checked online before you ever fill in a form.
Already a member? Log in to the member portal
Each has its own route. The Normal Loan is checked by the system before a form is issued; the Emergency Loan is open to every member and decided by management in person.
For planned needs — school fees, land, business, development.
For the unexpected — illness, bereavement, urgent obligations.
Build your savings steadily through monthly contributions, with every deposit recorded and visible in your member statement.
Borrow against your savings on terms agreed by the membership, not by an outside lender — with the rules applied the same way for everyone.
Your savings, loans, repayments and statements are all in the member portal, available whenever you need them.
The system checks your loan record first, so you only fill in a form you actually qualify for — and management only receives applications that meet the rules.
Open the member portal with the details issued to you by the office.
Your loan record is read automatically. If you do not yet qualify, you are told exactly why and when you will.
Official physical forms are purchased and issued over the counter at the SACCO Head Office.
Deliver completed physical forms with guarantor endorsements to the Head Office for processing.
Membership is open to anyone ready to save consistently and borrow responsibly. Send us your details and the office will be in touch.
