Fairness
The lending rules are applied the same way to every member. Eligibility is worked out from your record, not from who you know.
About us
A SACCO owned by its members
Save Together, Grow Together, Build a Better Tomorrow
Who we are
Built on what members put in
SecularM Sacco is a savings and credit co-operative. Its funds come from its members, its lending goes back to its members, and the rules it lends by are set by the membership rather than by an outside institution.
Members contribute monthly, building both their own savings and the common pool the SACCO lends from. When a member needs credit, that pool is what makes it possible — which is why repaying on time matters to everyone, not just to the borrower.
Every contribution, loan and repayment is recorded and visible to the member it belongs to through the member portal.
Our principles
What we stand for
Transparency
You can see your savings, loans and repayments whenever you want, and every decision the system makes about your eligibility comes with the reason behind it.
Members first
Any surplus the SACCO makes belongs to the membership. We exist to serve the people who own us, not shareholders outside.
Leadership
Management committee
The SACCO is run by a committee elected from and accountable to the membership.
Crescent Omuse Okuta
Chairman
Joshua Kibet
Vice Chairman
Charles Ochieng Siwa
Secretary
Paul Otieno Owuor
Treasurer
Cyrus Lujaja
Chairman, Credit Committee
Beatrice Ongadia
Secretary, Credit Committee
Stephen Sifuma
Board Member
Abdul Mwenje Shisia
Chief Executive Officer
David Wanyonyi Wafula
Credit Manager
Joining
Becoming a member
Membership is open to anyone able to save consistently and willing to abide by the SACCO's by-laws. New members are admitted by the management committee.
- Send us your details through the website or visit the office
- The office will contact you about the requirements and contributions
- Once admitted you receive your employee number registration and portal login